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Merchants Benefit Administration, Inc.
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True Gap Plan

The Solution to the Health Insurance Gap

True Gap Plan is a guaranteed issue, fully-insured indemnity plan that pays a specific amount based on the medical service that was provided.

  • The compliant plan allows employers to save money on their health insurance premiums while minimizing their employees' financial risk—typically at no cost to the employer or employee.

  • The product premiums for the employees and/or their dependents can be deducted from the employee's paycheck on a pre-tax basis; saving FICA tax dollars for both the employee and employer.